Credit Analyst salary in Philadelphia, PA
Based on 38 certified H-1B filings in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area, FY2025–FY2026. Includes Wilmington, Newark, Bear, Chadds Ford, Downingtown.
Also listed as: Credit Risk Analyst
Salary range
| Percentile | Salary |
|---|---|
| 10th | $97,910 |
| 25th | $115,000 |
| 50th (median) | $137,500 |
| 75th | $151,700 |
| 90th | $174,560 |
Salary by year
Median salary
Filings per year
Show as table
| Fiscal year | Median | P25 | P75 | Filings |
|---|---|---|---|---|
| FY2020 | $84,000 | $74,901 | $111,850 | 20 |
| FY2021 | $106,246 | $93,100 | $144,000 | 15 |
| FY2022 | $112,500 | $97,000 | $140,000 | 22 |
| FY2023 | $120,000 | $105,000 | $142,500 | 17 |
| FY2024 | – | – | – | 8 |
| FY2025 | $140,962 | $114,302 | $159,465 | 20 |
| FY2026 | $128,998 | $115,500 | $148,033 | 18 |
Cost of living
Philadelphia's median Credit Analyst salary of $137,500 is worth about $134,100 at national average prices.
Source: BEA Regional Price Parities, 2024 (U.S. = 100; Philadelphia = 102.6).
Compared with all workers here
All Credit Analysts in the Philadelphia, PA area earned a median of $92,460 in May 2025 (1,430 employed). The H-1B median here is $137,500, 49% higher.
Source: U.S. Bureau of Labor Statistics, OEWS metropolitan area estimates. BLS wages include some incentive pay; H-1B figures are base salary.
Top employers filing
| Employer | Median | Filings |
|---|---|---|
| JPMorgan Chase | $126,600 | 10 |
| Barclays | too few | 7 |
| Citi | too few | 3 |
| Goldman Sachs | too few | 2 |
| Bread Financial Payments | too few | 2 |
| Mercury Financial | too few | 2 |
| Sallie Mae Bank | too few | 2 |
| Yendo | too few | 2 |
Employers with at least 2 filings here. Median shown at 10+ filings.
By experience level
| Wage level | Median | Filings |
|---|---|---|
| Entry-level · Level I | – | 0 |
| Mid-level · Level II | too few | 2 |
| Senior · Level III | $115,000 | 11 |
| Expert · Level IV | $148,300 | 19 |
Median shown when a level has at least 10 filings.
Minimum H-1B salary by level
| Wage level | Prevailing wage (most common) | Median offered salary | Filings |
|---|---|---|---|
| Senior · Level III | $106,600 | $115,000 | 11 |
| Expert · Level IV | $127,795 | $148,300 | 19 |
The prevailing wage is the minimum an employer must pay for this job and area. Amounts vary by county within a metro and by wage source.