Credit Analyst salary
From 644 certified H-1B filings (FY2025–FY2026). Base salary only.
- Occupation code 13-2041: Credit Analysts
- Also filed as: Credit Risk Analyst
At a glance
- Mostly Level IV (expert). 28% of Credit Analyst filings are Level IV, compared with 18% across all H-1B filings.
- Top filer: Citi. 61 filings (9% of the total), median $130,300.
- Median up 30% since FY2020. From $90,000 in FY2020 to $117,250 in FY2026 (Q1–Q3). Nominal, not adjusted for inflation.
Credit Analyst H-1B salary overview
Employers filed 644 certified H-1B Labor Condition Applications for Credit Analyst jobs in FY2025–FY2026 (occupation code 13-2041, Credit Analysts). The median base salary is $115,000, 6% below the median for all H-1B filings ($122,699), and half of the filings fall between $87,688 and $150,000. The most common wage level is Level IV (expert), at 28% of filings. New York, NY has the most filings (265), and Citi is the employer that files the most (61).
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Percentiles from certified H-1B filings, base salary only. Metro areas with at least 10 filings.
Top employers for Credit Analyst
Citi61 filings · 9%$130,300
JPMorgan Chase35 filings · 5%$151,400
Sumitomo Mitsui Banking30 filings · 5%$107,765
Goldman Sachs23 filings · 4%$79,600
Kroll Bond Rating Agency19 filings · 3%$107,765
Morgan Stanley17 filings · 3%$123,000
Moody's Investors Service17 filings · 3%$153,050
T-Mobile13 filings · 2%$105,456
UBS12 filings · 2%$122,500
BNP Paribas12 filings · 2%$174,375
Employers with the most Credit Analyst filings. Bar: share of all Credit Analyst filings. Figure: median base salary.
Pay by level
Entry-level · 27% of filings
Mid-level · 26% of filings
Senior · 19% of filings
Expert · 28% of filings
Show the table
By experience level
| Wage level | Median | Filings |
|---|---|---|
| Level I · Entry | $80,000 | 171 |
| Level II · Qualified | $110,000 | 166 |
| Level III · Experienced | $139,104 | 117 |
| Level IV · Fully competent | $165,424 | 178 |
Median shown when a level has at least 10 filings.
Credit Analyst pay by city
Median base salary in each metro area. Rent: HUD Fair Market Rent, FY2027.
Show all 12 metro areas
| Metro area | Median | Filings |
|---|---|---|
| New York, NY | $135,000 | 265 |
| Dallas, TX | $110,800 | 65 |
| Los Angeles, CA | $78,688 | 40 |
| Philadelphia, PA | $137,500 | 38 |
| Chicago, IL | $116,500 | 34 |
| Atlanta, GA | $104,166 | 22 |
| San Francisco, CA | $137,191 | 20 |
| Salt Lake, UT | $72,000 | 13 |
| Las Vegas, NV | $81,750 | 11 |
| Washington, DC | $120,308 | 11 |
| Miami, FL | $105,485 | 10 |
| San Jose, CA | $117,396 | 10 |
Metro areas with at least 10 filings for this occupation.
What a Credit Analyst does
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Typical tasks
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Preparation
Job Zone Four: Considerable Preparation Needed. Most of these occupations require a four-year bachelor's degree, but some do not.
O*NET occupation: Credit Analysts (13-2041.00). This section includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA.
H-1B pay vs. all U.S. workers
Across all U.S. workers in this occupation (Credit Analysts), the median annual wage was $83,510 in May 2025, with 64,390 people employed. The median H-1B base salary in FY2025–FY2026 is $115,000, 38% higher.
| H-1B filings | All U.S. workers (BLS, May 2025) | |
|---|---|---|
| 10th percentile | $75,000 | $56,250 |
| 25th percentile | $87,688 | $65,210 |
| Median | $115,000 | $83,510 |
| 75th percentile | $150,000 | $122,460 |
| 90th percentile | $184,730 | $169,230 |
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS). BLS wages cover all wage and salary workers and include some incentive pay; H-1B figures are the base salary offered on certified LCAs. The two sources cover different periods. BLS reports wages of $239,200 or more as a single top value.
Salary details
Salary range
| Percentile | Salary |
|---|---|
| 10th | $75,000 |
| 25th | $87,688 |
| 50th (median) | $115,000 |
| 75th | $150,000 |
| 90th | $184,730 |
Salary by year
Median salary
Filings per year
Show as table
| Fiscal year | Median | P25 | P75 | Filings |
|---|---|---|---|---|
| FY2020 | $90,000 | $70,000 | $120,000 | 305 |
| FY2021 | $92,290 | $71,788 | $125,216 | 340 |
| FY2022 | $100,000 | $75,000 | $140,000 | 302 |
| FY2023 | $108,000 | $80,000 | $145,000 | 245 |
| FY2024 | $111,800 | $84,606 | $157,047 | 261 |
| FY2025 | $110,200 | $85,000 | $145,000 | 325 |
| FY2026 | $117,250 | $90,000 | $151,412 | 319 |
Questions
How much does an H-1B Credit Analyst make?
The median base salary in certified H-1B filings for Credit Analyst jobs is $115,000 (644 filings, FY2025–FY2026). Half of the filings are between $87,688 and $150,000.
What does an entry-level Credit Analyst earn on an H-1B?
Level I (entry-level) filings have a median of $80,000. Level I accounts for 27% of Credit Analyst filings.
Which employers file the most H-1B applications for Credit Analysts?
Citi (61), JPMorgan Chase (35) and Sumitomo Mitsui Banking (30) filed the most Credit Analyst LCAs in FY2025–FY2026.
Do H-1B Credit Analysts earn more than other U.S. workers in the same job?
The H-1B median base salary ($115,000) is 38% higher than the median wage of all U.S. workers in this occupation ($83,510, BLS May 2025). The sources measure pay differently, so treat this as a rough comparison.