Credit Counselor salary

From 28 certified H-1B filings (FY2025–FY2026). Base salary only.

  • Occupation code 13-2071: Credit Counselors
Median base salary$64,740−47% vs. all H-1B filings
Middle 50%$57.9k–$80.3k
80% of filings$52.1k–$82.9k10th to 90th percentile
Level I (entry-level) share100%all filings: 19%

At a glance

  • Median up 94% since FY2020. From $42,037 in FY2020 to $81,744 in FY2026 (Q1–Q3). Nominal, not adjusted for inflation.

Credit Counselor H-1B salary overview

Employers filed 28 certified H-1B Labor Condition Applications for Credit Counselor jobs in FY2025–FY2026 (occupation code 13-2071, Credit Counselors). The median base salary is $64,740, 47% below the median for all H-1B filings ($122,699), and half of the filings fall between $57,900 and $80,286.

Is your Credit Counselor offer competitive?

Enter the base salary in your offer. We compare it with certified H-1B filings for Credit Counselor jobs, nationally or in one metro area.

10th $52.1k25th $57.9kmedian $64.7k75th $80.3k90th $82.9k

Enter a salary to see where it falls.

Percentiles from certified H-1B filings, base salary only. Metro areas with at least 10 filings.

Pay by level

$60kLevel I
Entry-level · 100% of filings
–Level II
Mid-level · 0% of filings
–Level III
Senior · 0% of filings
–Level IV
Expert · 0% of filings
Show the table

By experience level

Wage levelMedianFilings
Level I · Entry $60,000 19
Level II · Qualified – 0
Level III · Experienced – 0
Level IV · Fully competent – 0

Median shown when a level has at least 10 filings.

Credit Counselor pay by city

Median base salary in each metro area. Rent: HUD Fair Market Rent, FY2027.

Show all 1 metro areas
Metro areaMedianFilings
New York, NY$65,00025

Metro areas with at least 10 filings for this occupation.

What a Credit Counselor does

Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

Typical tasks

  • Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
  • Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
  • Calculate clients' available monthly income to meet debt obligations.
  • Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.
  • Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.
  • Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.

Preparation

Job Zone Four: Considerable Preparation Needed. Most of these occupations require a four-year bachelor's degree, but some do not.

O*NET occupation: Credit Counselors (13-2071.00). This section includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA.

H-1B pay vs. all U.S. workers

Across all U.S. workers in this occupation (Credit Counselors), the median annual wage was $52,230 in May 2025, with 27,770 people employed. The median H-1B base salary in FY2025–FY2026 is $64,740, 24% higher.

H-1B filingsAll U.S. workers (BLS, May 2025)
10th percentile$52,083$38,350
25th percentile$57,900$45,720
Median$64,740$52,230
75th percentile$80,286$64,080
90th percentile$82,851$80,440

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS). BLS wages cover all wage and salary workers and include some incentive pay; H-1B figures are the base salary offered on certified LCAs. The two sources cover different periods. BLS reports wages of $239,200 or more as a single top value.

Salary details

Median salary$64,740
Middle 50%$57.9k–$80.3k
vs. all occupations−47%comparison median $122,699
Filings28FY2025–FY2026 · latest two fiscal years

Salary range

Box: middle 50% of filings. Whiskers: 10th–90th percentile. 99% of filings are between $42,633 and $83,722.
PercentileSalary
10th$52,083
25th$57,900
50th (median)$64,740
75th$80,286
90th$82,851

Salary by year

Median salary

$30k $60k $90k FY2020: median $42,037 (18 filings) FY2021: median $48,784 (18 filings) FY2022: median $52,668 (12 filings) FY2024: median $54,980 (16 filings) FY2025: median $60,320 (17 filings) FY2026: median $81,744 (11 filings) FY20 FY21 FY22 FY23 FY24 FY25 FY26

Filings per year

FY2020: 18 filings FY20 FY2021: 18 filings FY21 FY2022: 12 filings FY22 FY2023: 8 filings FY23 FY2024: 16 filings FY24 FY2025: 17 filings FY25 FY2026: 11 filings FY26 18
Shaded: FY2025–FY2026, the years behind the figures above. Median shown for years with at least 10 filings. FY2026 covers Q1–Q3 only.
Show as table
Fiscal yearMedianP25P75Filings
FY2020$42,037$40,223$51,31418
FY2021$48,784$46,800$66,43018
FY2022$52,668$49,096$70,00012
FY2023–––8
FY2024$54,980$48,000$61,84016
FY2025$60,320$58,000$70,00017
FY2026$81,744$57,600$82,88611

Questions

How much does an H-1B Credit Counselor make?

The median base salary in certified H-1B filings for Credit Counselor jobs is $64,740 (28 filings, FY2025–FY2026). Half of the filings are between $57,900 and $80,286.

What does an entry-level Credit Counselor earn on an H-1B?

Level I (entry-level) filings have a median of $60,000. Level I accounts for 100% of Credit Counselor filings.

Do H-1B Credit Counselors earn more than other U.S. workers in the same job?

The H-1B median base salary ($64,740) is 24% higher than the median wage of all U.S. workers in this occupation ($52,230, BLS May 2025). The sources measure pay differently, so treat this as a rough comparison.